I’m a firm believer in sinking funds. In fact, I have a number of successful sinking funds this year and I hope to carry on with the system for the year 2018.

These are the tracker sheets that I made myself so that I can organize all my sinking funds efficiently. I’ve been using these since the beginning of this year but not in my planner. Next year however, I’ll have them included in the financial section in my planner. SF

They are for the personal size planners and I am very happy to offer them for free. Just leave a comment under this post if you are interested in getting these inserts so that I can provide them in the next post or something.

Also, I’d like to know how do you manage your sinking funds because my system is pretty much these inserts and that’s it, lol.



Pre-planning Routine.

I only started pre-planning this year actually and I wonder why I didn’t do it sooner. Pre-planning saves my messy a** big time and my planner looks neat now that I almost don’t have to erase any mistakes or stick too many sticky notes to mark events and stuff.

I use this printable weekly sheets from The Planner Spot to pre-plan my week.


The sheet is blank so it’s easy to set it according to your personal preference. For me, I dedicated those four sections to DUE, WORK, PERSONAL and FINANCE.


I can move my events all I want because this sheet is not a permanent insert in my planner.


As soon as I done transferring all the events into my actual weekly inserts, I change the pre-planning sheet to a new one.


Another way I pre-plan is using this convenient weekly desk planner I got from Typo. I mainly use this to pre-plan my big events or projects because it’s huge and has plenty of space to write on.


By the way, this is my current planner setup. I’m loving it so far.IMG_6514.JPG

Dakgalbi 닭갈비

Dakgalbi or Korean spicy stir-fried chicken is one of my favorite Korean food. Recently me and my friend, Wahida, found a dakgalbi restaurant called Mr. Dakgalbi . Wahida, a hardcore Korean enthusiast, of course thrilled the most by the discovery so she dragged us to the restaurant which is established in Sutera Mall, JB.

We had no clue what to order so we played it safe by ordering a basic set of dakgalbi for 2 pax.


They will fry the food for you, so don’t panic.


The set came with rice and ramyeon with no vegies. You can go for the other set, also for 2 pax, but with vegies. Or add on more cheese, more ramyeon or more rice or even order for rice cakes.

Despite the burning red color, it was not spicy at all but had like a settled sweet taste to it which was lovely. I especially enjoy the ramyeon. The fried rice also tasted so good mixed with the cheese.

Wahida also ordered this delicious seafood (or was it potato?) pancake which tasted pretty much like jemput-jemput bawang (onion fritter), my favorite.IMG_6816.JPGYou dip this in the soy sauce but it’s too salty to my liking.

IMG_6814.JPGMe and Wahida about to devour the food. What you can see on the table are the 반찬 or side dish (kimchi ~duh!~, salad, raddish, cabbage and clear soup).

The price? I don’t exactly remember how much we paid but it was affordable. You won’t cry and curse.


Once Upon An Eid

Hi. Selamat Hari Raya.

It’s been one week since Eid (glad it’s technically over) but I still want to say maaf zahir batin to you and to anyone who happens to read this abandoned blog by chance.

I’m already in Johor Bahru and at work.

But I was in my hometown in Terengganu for Eid. Where else could I be?

Same old place, same old routine. I was still holed up in my room the whole time we had guests coming over. My two brothers were in existence but customarily to no purpose. And my mom was still THE mom.

The only difference is that my sister’s now married so she was absent on the eve of Eid which was a little odd since the 5 of us were never separated during this time of the year.  We came in a bundle but the bundle is now detached but to advantage.

It’s okay.


I blurred my sister’s face because I was trying this new image blurring app on my phone and accidentally deleted the original photo.



Sister, myself and mom. That’s, by the way, my go to photo face. Embrace it.


Not sure if I’m allowed to post this on the Internet but here it is. IMG_7217.JPG

Ayoh Teh and us, minus my other brother.


Also take note, this is my ultimate favorite cookie.


Guilty. Finished half the jar all by myself in one sitting.

What’s yours?

2017 Planner Setup

Hi. Long time no see.

For the year 2017, I’ll be using the same planner I use this year which is the gorgeous Kate Spade Wellesley in black.


The only thing that is going to be different is the inserts, of course.

It’s hard to find good personal size planner inserts where I live. I tried Typo, Harris and other major bookstores in Johor Bahru but to no avail. So I decided to go online and I found this website called

Thank god they carry personal size inserts! I’m so glad that I made the purchase and when it came in the mail a few day ago, the quality is good! Better than the Kate Spade ones that I’ve been using.

I believe this is the Dream Planner inserts from

The inserts do come with beautiful dividers but they’re just too colorful to my liking so I decided to make my own. I went ahead and used the pages from New York at Night, a photobook that’s been sitting on my nightstand for so long, collecting dust. It turned out great after I laminated them!

The dividers that I’m going to be utilized next years are HOME, MONTHLY, WEEKLY, EXPENSES and an unlabeled one to house random stuff.

I also made my own dashboard from the same book and a couple other inserts like my Bucket List insert, When I Did Last, Month at a Glance, cash envelopes as well as my Cash Flow Inserts. They are all in black and white. I am going for the minimalistic and simple planning routine next year so there won’t be any crazy colored spread.

I also made the page marker from a pvc sheet that I am so proud of because it is so cute.

Page marker.

Other than that, all the inserts are from Paperdorable.


And if you want to, you can watch this video where there are more pictures of the planner.

Mental Breakdown In A Cave?


The video of day 2 and 3 from the Perak trip I went to last month is already up on YouTube.

Me, my friends and my kids went to Gua Tempurung (cave), where I had a major mental breakdown LOL, and Kellie’s Castle as well as to Menara Condong.

It was indeed a very fun trip.

Fun In The Sun

My vlog has finally gone live!

It’s a 10 minute video of my trip to Perak the past weekend. Me, my friends and my kids went to Perak for 3 days (23-25 Sept) and this vlog is for day 1 only. We spent one whole day at Gunung Lang and Lost World of Tambun and Kinta City, Ipoh’s version of i-City, (which I did not vlog because honestly there wasn’t anything much to see there). However, I did see a lot like A LOT of people playing Pokemon Go! and of course, I banded together. I had to, guys. Gotta catch ’em all.

I had troubles editing the footage because first the quality was bad, guys! I was legit shaking the camera like hell. I think I should go see a doctor or something.

Secondly because there’s too much going on. I don’t wanna show what’s not needed to be shown (aka my fat ass belly, lmao) and scare people. So the edit out process was pretty difficult and at the end of the day, it didn’t bother me anymore.

So here’s the video. Enjoy!

VLOG | Perak Getaway | 23 09 2016